| Feature | Axis (Burgundy) | HDFC (Millennia) | SBI (Global) | | --- | --- | --- | --- | | International Lounge Access | 8 visits/year | 4 visits/year | 2 visits/year | | Reward Rate (online spends) | 5 points per ₹200 (≈2% value) | 2.5% cashback | 0.25% value | | Dynamic CVV | Yes (select cards) | No | No | | UPI-linked rewards | Yes (RuPay) | Yes (RuPay) | Yes (RuPay) | | ATM withdrawal limit/day | ₹1 lakh | ₹50,000 | ₹40,000 |
In the Indian banking landscape, a debit card is rarely just a plastic rectangle. For Axis Bank—India’s third-largest private sector lender—the debit card is a behavioral lever, a real-time risk management engine, and a strategic moat against the rise of UPI and credit cards. To understand Axis’s debit card is to understand the bank’s core philosophy: axis debit card
Fees vary significantly depending on the card's prestige and the type of savings account held. Issuance Fee Annual Fee Daily Withdrawal Limit ₹3,00,000 Priority ₹1,00,000 Delight ₹1,500 + GST ₹999 + GST ₹1,00,000 Online Rewards ₹500 + GST ₹500 + GST Visa Classic | Feature | Axis (Burgundy) | HDFC (Millennia)