manually increase your card's daily limit via the mobile app? AI can make mistakes, so double-check responses Copy Creating a public link... You can now share this thread with others Good response Bad response 9 sites Regular Debit Card - Features & Key Benefits | HDFC Bank Banking Benefits * Daily Shopping limits (Domestic & International Combined): ₹ 2.75 lacs. * Daily ATM withdrawal limits (Domestic... HDFC Bank Regular Debit Card - Features & Key Benefits - HDFC Bank Banking Benefits * Daily Shopping limits (Domestic & International Combined): ₹ 2.75 lacs. * Daily ATM withdrawal limits (Domestic... HDFC Bank ATMs - HDFC Bank How can you use an ATM? ... Can these cards be used at any bank ATM in the country? Yes, the cards issued by banks in India can be... HDFC Bank Top HDFC Debit Cards for Jan 2026 - Features, Benefits, Fees ... Jan 5, 2026 —
Mastering Your HDFC ATM Card Limits (2026 Guide) Understanding your HDFC Bank debit card limits is essential for managing your daily finances and avoiding unexpected transaction failures. HDFC Bank offers a wide variety of cards, each tailored with specific daily cash withdrawal and shopping limits based on the account type and card variant. As of April 2026 , several new rules have come into effect, including changes to how UPI-based ATM withdrawals are counted. 1. HDFC Daily ATM Withdrawal Limits by Card Variant The amount of cash you can withdraw from an ATM in a single day depends heavily on the specific card you hold. Below are the standard daily domestic withdrawal limits for popular HDFC debit cards as of early 2026: HDFC Debit Card Variant Daily ATM Withdrawal Limit Daily Shopping (POS/Online) Limit HDFC Bank JetPrivilege World ₹3,00,000 ₹7,50,000 HDFC EasyShop Platinum ₹1,00,000 ₹5,00,000 HDFC Imperia Platinum Chip ₹1,00,000 ₹5,00,000 HDFC Times Points / Rewards ₹1,00,000 ₹3,50,000 HDFC Titanium Royale ₹1,75,000 HDFC Bank Millennia ₹3,50,000 HDFC EasyShop Titanium ₹1,75,000 HDFC Gold Debit Card ₹2,75,000 HDFC MoneyBack / Woman's Advantage ₹2,75,000 HDFC EasyShop / NRO Debit Card ₹2,75,000 Note on New Accounts : For security reasons, accounts that are less than 6 months old are typically capped at a lower withdrawal limit of ₹50,000 per day regardless of the card variant. 2. New 2026 ATM Rules & Transaction Charges Starting April 1, 2026 , HDFC Bank introduced significant updates to its ATM usage policy: ATM Withdrawal Limit for 2026 - Razorpay
HDFC Bank ATM withdrawal limits depend on the type of debit card you hold and the age of your account. For security reasons, if your account is less than 6 months old , your daily ATM withdrawal limit is capped at ₹50,000 , with a monthly cap of ₹10 lakh. For older accounts, the daily limit can go up to ₹2 lakh , depending on the card variant . HDFC Daily Withdrawal & Shopping Limits by Card Type The following limits are the standard maximums for domestic transactions: HDFC Debit Card Variant Daily ATM Withdrawal Limit Daily Shopping (POS/Online) Limit HDFC EasyShop Platinum ₹1,00,000 ₹5,00,000 Millennia Debit Card ₹3,50,000 Infiniti Debit Card ₹2,00,000 ₹10,00,000 Titanium Royale ₹3,50,000 Gold / International Business ₹5,00,000 Woman’s Advantage / NRO ₹2,75,000 MoneyBack / Rewards ₹3,00,000 - ₹3,50,000 Note: When using another bank's ATM , you are generally restricted to a maximum of ₹10,000 per transaction , though you can perform multiple transactions up to your daily card limit. How to Manage or Increase Your Limits You can customize your daily limits (within the permissible maximum for your card) through several online channels: Regular Debit Card - Features & Key Benefits | HDFC Bank
HDFC Bank ATM Card Limit: A Complete Guide to Withdrawal & Spending Limits HDFC Bank is one of the largest private sector banks in India, offering a wide range of debit and ATM cards tailored to different customer needs. Whether you are a savings account holder, a premium customer, or a salary account user, your card comes with specific daily limits on how much cash you can withdraw and how much you can spend online. Understanding these limits is crucial to avoid transaction declines and to manage your finances effectively. This article breaks down the current HDFC ATM card limits, charges, and how to modify them. hdfc atm card limit
1. Daily Withdrawal Limits (Cash) The cash withdrawal limit is the maximum amount of physical cash you can withdraw from an ATM machine in a single day. This limit varies significantly based on the type of debit card you hold. Note: The standard daily withdrawal limit usually ranges between ₹10,000 and ₹1,00,000 , while the shopping (POS) limit is often higher, ranging up to ₹1,75,000 or more for premium cards. Summary of Limits by Card Type (Limits are subject to change based on the specific variant and customer profile) | Card Type | Daily Cash Withdrawal Limit | Daily Shopping (POS/E-com) Limit | | :--- | :--- | :--- | | Classic / Silver / Rural | ₹10,000 - ₹25,000 | ₹10,000 - ₹25,000 | | Gold / Titanium | ₹25,000 - ₹50,000 | ₹50,000 - ₹75,000 | | Platinum | ₹50,000 - ₹1,00,000 | ₹1,00,000 - ₹1,75,000 | | Millennia | ₹1,00,000 | ₹1,00,000 - ₹2,50,000 | | Times Card (Titanium/Platinum) | ₹50,000 - ₹1,00,000 | ₹1,00,000 - ₹1,75,000 | | JetPrivilege / Imperia | ₹1,00,000 | ₹2,00,000+ | | Infinia (Super Premium) | ₹1,00,000 - ₹2,00,000 | ₹2,00,000 - ₹3,00,000+ |
Important: For new debit cards, HDFC Bank often sets a default lower limit (e.g., ₹20,000) for security reasons. You must increase this manually if you require higher limits.
2. Transaction Limits and Charges Apart from your bank's specific cap, you must also adhere to RBI regulations regarding the number of free ATM transactions. Number of Transactions manually increase your card's daily limit via the
Own ATMs (HDFC ATMs): Unlimited free transactions. Other Bank ATMs:
Metro Cities (Mumbai, Delhi, Chennai, Kolkata, Hyderabad, Bengaluru): 3 free transactions per month. Non-Metro Cities: 5 free transactions per month.
Charges for Exceeding Limits If you exceed the number of free transactions or the cash withdrawal limit, the following charges apply: * Daily ATM withdrawal limits (Domestic
Financial Transaction (Cash Withdrawal) at Other Bank ATMs: ₹21 per transaction (plus taxes). Non-Financial Transaction (Balance Enquiry) at Other Bank ATMs: ₹9.50 per transaction (plus taxes). Exceeding Daily Limit: The ATM will simply decline the transaction; there is usually no penalty fee for attempting to withdraw beyond your limit, but you cannot proceed.
3. How to Check Your Current Limit Most customers are unaware of their specific card limit. Here is how you can check it: