Beyond standard home purchases, ICICI has specific products tailored for specific needs:
ICICI Bank offers preferential interest rates for homes that are certified as "Green" by recognized bodies like IGBC (Indian Green Building Council). This is a niche incentive encouraging sustainable construction, offering a small discount (usually 0.05% to 0.10%) on interest rates. icici home loan
Transferring your existing home loan to ICICI is where the bank is most aggressive. They offer at the same rate as the primary mortgage, which rivals even NBFCs. Beyond standard home purchases, ICICI has specific products
ICICI Bank offers a wide range of home loan features designed for varied borrower profiles, including salaried professionals, self-employed individuals, and NRIs. As of April 2026, standard floating interest rates typically start from to 8.50% p.a. , depending on the applicant's credit score and profile. Core Loan Features They offer at the same rate as the
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